Central + OdishaHealthRunning since Apr 2025
Ayushman Bharat + Gopabandhu Jan Arogya (GJAY)
Free treatment up to ₹5 lakh a year
Cashless hospital treatment for eligible families — ₹5 lakh per family per year, plus ₹5 lakh extra for women. It replaced Odisha's BSKY.
💰 What you get
- Cashless treatment up to ₹5 lakh per family per year.
- An extra ₹5 lakh cover for women members.
- Everyone aged 70+ can get their own Ayushman Vay Vandana card, whatever their income.
- Works at empanelled government and private hospitals — over 29,000 across India, including outside Odisha.
✅ Who can apply
- ✔Families with an NFSA, SFSS or Antyodaya (AAY) ration card.
- ✔About 1.03 crore Odisha families are covered.
- ✔All people aged 70 and above (Vay Vandana card).
❌ Who cannot
- ✘Families not on the eligible lists — ask at a Mo Seva Kendra or the hospital help desk if unsure.
🪜 How to apply, step by step
- 1Check whether your family already has the joint Ayushman–GJAY card (given out since April 2025).
- 2No card? Ask at a Mo Seva Kendra, or at the Arogya Mitra help desk in any empanelled hospital (open 24 hours).
- 3At the hospital, show your card and Aadhaar at the help desk — treatment is cashless.
- 4For help call 104 (toll-free).